Tax Credits

No matter how you slice your income pie, taxes probably take a decent chunk of it. The average single person in the United States, for example, paid around 22% in taxes in 2021. That’s about a fifth of a person’s income. Tax credits are one way to reduce your tax burden, so you can keep […]

How to Calculate Dividends

Buying, selling, and trading aren’t the only investment opportunities stocks offer. Stock investors can also earn passive income in the form of dividends. If you currently invest in stock or are considering this type of investment, it’s important to understand how to calculate these dividends. These calculations can help you compare your stock options and […]

Budget Calculator

A monthly budget is one of the most foundational elements of your financial picture. It helps you keep your spending in check while ensuring your financial goals are always front and center. But creating a monthly budget for the first time can be overwhelming — so much so that you might be putting it off. […]

Personal Capital Financial Tools: Are They Really Free?

If you budget your money, analyze your investments, and save for retirement, you’d likely benefit from being able to track your finances in one place. That’s where Personal Capital can help. Personal Capital is a digital wealth management company that provides investment advisory services for a fee. Personal Capital also offers a secure, complimentary, online […]

How to Invest $100,000

It’s never too early or too late to start investing, and you don’t need a bunch of money to begin building wealth. However, if you have a decent nest egg going, you may be looking for ways to grow it even further. Keep reading to find out ways you can invest $100,000 or more, including […]

Roth IRA

With a Roth IRA, you make contributions with after-tax dollars, so you can avoid paying taxes when you’re ready to withdraw the money. Once you reach the age of 59 and a half, you can also withdraw earnings without facing any type of tax penalty (as long as you’ve held the account for more than […]

Investing for Beginners: A Starter Guide

One recent study shows that 64% of American adults are living paycheck to paycheck with no meaningful savings or investments. As a result, millions of people are at a significant disadvantage and are unable to achieve their most important goals. Some people may think they’re either too young or too inexperienced to invest, or they […]

How to Create Realistic Investing Goals

“Dear Tori: I have been investing consistently in the stock market for about a year but I’m not seeing the results I expected. I have a diverse portfolio, invest monthly, and track my performance daily – and while my overall portfolio has increased in value, it hasn’t grown nearly as much as I had anticipated. […]

Revocable Trusts

A revocable trust, also known as a living trust, can be an important estate-planning document. It lets you remain in control of assets while you’re living and allows heirs to avoid the delays of probate, so they can get access to those assets faster when you pass away. Find out more about revocable trusts, including […]

Guide for Deciding When To Retire

We spend decades saving for a financially secure retirement. So when the time comes, it can be exciting and a little bit overwhelming. With some serious financial considerations at play, deciding when to retire is a big decision. Determining When to Retire The traditional retirement age is around age 65. However, the best age to […]